We hope that 2021 will be alot more positive and prosperous that 2020. Covid is still the most pressing issue and we happy to see that our country is a stand out in how it is delt with compared to others.
January we find is always good for goal setting and setting the pace for both budgets and cash flow for the year now that the big spend (Christmas) is over... One area where savings can be found where you have a home loan are the loan rates. Interest rates have never been lower and there has not been a better time to sure up your home loan with the best rates possible.
At LDM we do not deal with mortgages or lending directly. We do work closely with brokers in this area and happy to arrange to provide contact details if you do require.
Should there be anything you need please let us know.
For most people, estate planning involves simply creating a will. While this is an important first step, sometimes having just a will is not enough when it comes to your investments. Many overlook the role of superannuation in the estate planning process.
Finding it hard to save money or stick to a budget? Working out a realistic budget is a great way to take control of your finances. Although it may seem like a chore, it's an important part of managing your money.
The Reserve Bank's decision this month to cut the official interest rate to a record low 0.1 per cent was another wake-up call for Australians heavily reliant on income from savings, especially many retirees.
Using a mortgage broker to help you choose a home loan can save you considerable time and could result in huge savings. However, before you decide on a broker, you need to make sure they’re going to meet your needs. Here are some questions to ask.
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